Select Page

We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. LoanLoad Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. virtuloan does not provide any loan or consumer credit products directly.

How much?

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable)

Moving Forward Starts Here

A personal loan can help you take control of your finances.

See Why They’re Happy

Our customers rave about Virtuloan. We’re just happy to help.

%

Number of Applicants
with Bad Credit

%

Applications
Paid Out

%

Plan Term Periods
Paid Back Early

%

Returned
Costumers

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.

Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Loan Customisation

Choose a loan option that works best for you.

No late fees

What you see is what you get – no hidden or late fees.

Dedicated Customer Service

It’s our job to make sure your questions are answered.

The Lenders List

Loan amount
15000
Loan term
3 months
CUSTOMERSCORES
Good
Apply Now

Show More ▼

Loan amount
12000
Loan term
2 Months
CUSTOMERSCORES
Excellent
Apply Now

Show More ▼

Looking For The Right Direct Lenders Payday Loan

When looking for new direct lenders payday loans, there are several things that you need to consider. First, you need to know how your credit rating will become evaluated since this is normally a primary criterion that traditional lenders look into. Second, you want to know how long the application, approval time, and transfer of funds takes. Lastly, you want to determine how efficient the loans is and whether or not it is ideal in addressing certain financial needs. If you see a direct lenders payday loan that offers these three important things, then it is a credit decision that you might want to take.

Direct Lenders Payday Loans with No Credit Checks

Credit history is a big factor when banks evaluate the eligibility of a loan applicant. If you have a poor credit rating, chances are you will get declined for a loan even if your need for money is very dire. While credit scores don’t decide the true credit worthiness of a borrower like school grades don’t decide how intelligent a student is, it is something that banks and other traditional lenders will rely on to judge the level of risk that they may have to take when granting a loan to an individual. The relationship is obviously inversely proportional: the lower your credit score the higher the risk that lenders see in you.

When you need cash right away to cover an emergency situation, banks are not the ideal place to turn to for a quick loan when your credit score is not that good. You can, however, turn to payday direct lenders who won’t judge your creditworthiness through your credit score. These lenders, however, will look into your income stream and employment record, instead, in evaluating your application. If you have a decent job that provides you with a reliable salary, then taking out a payday loan to address certain financial needs would be a realistic option.

Same Day Direct Lenders Payday Loans

Speed is a vital element when you’re looking for an emergency loan. When the money you searching for is intended to cover medical expenses, emergency car repairs, and urgent bills, you want a loan service that will give you the cash ASAP. Bank loans are simply not the ideal options as you will normally have to wait for at least one week before they will approve a loan and I don’t think you can wait that long when the need for money is very urgent.

If you want instant cash, there is no better option than taking out same day direct lenders payday loans. These loans, as the name implies, will allow you to get the money that you need on the same day that your application becomes approved. The application process is easy. You are only required to fill in a few vital information that takes several minutes to accomplish and your good to go. The decision time is as quick as the application process itself and you don’t have to wait long to receive a response from your lender after you have submitted your application. And once you are approved, it will take a few hours for your money to be deposited in your bank account. It’s that fast!

Faxless Payday Loans

Convenience is also one area that you want to look into your direct lenders payday loan. As much as possible, you want to spend the least amount of time and energy possible in availing for it. You don’t want long lines, time-consuming interviews, and tonnes of paperwork if all you need is several hundred pounds to cover up car repairs. You also don’t want to rely on companies that require you to fax certain documents for your application to materialise. There are numerous ways for an application to proceed even online and relying on an old and nearly obsolete tech like a fax machine is simply inconvenient.

Thus, to experience optimum convenience in your application, opt for direct lenders payday loan lenders that provide faxless services in their products. This will not only free you from the burden of accessing a fax machine but it will also speed up the process of your application even further. All you need is to fill in the necessary information in your application form and the lender will do the rest in verifying the authenticity of your information.

Don’t forget, if you’re looking for direct lenders payday loans, make sure that you opt for those that provide no credit checks, same day payouts, and faxless services. Having these three criteria in your loan will surely give you the kind of ease and convenience that you need from a short-term instant loan to address urgent financial needs.