Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Instant Online Payday loans

From the best UK Direct Lenders

How much?

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days

Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.

Interest p.a: 365%(fixed). Representative APR 1058%

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Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.

Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

The Different Kinds of Loans

There are many different types of loans for many different uses, this means that it can be quite difficult to find the right loan to suit you and your needs. We are able to help you find the right loan for you no matter what it may be.

For more information on the types of loans that we do at Virtu Financing click on our drop down menu here >>

If you are having trouble deciding still then feel free to use the Contact Us page to ask for some professional help on what might be best for you.


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The Lenders List

Loan amount
15000
Loan term
3 months
CUSTOMERSCORES
Good
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Loan amount
12000
Loan term
2 Months
CUSTOMERSCORES
Excellent
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100 Loans

When you’re tight on budget and an emergency expense pops in, a small loan would be just the right solution. Sometimes, £100 is just enough to handle an emergency cost. You don’t always need to take out a huge amount of loan to cover a simple expenditure.

100 loans are quick to repay since they are small in quantity. 100 loans are short-term, unsecured cash advances that are usually due to be settled on the borrower’s next paycheck. Some lenders, however, have more flexible repayment period, allowing borrowers to pay the loan in one to two months.

You can use 100 loans for whatever reason, but you won’t be asked to explain why and what you need the money for. You may use the money to spend for groceries when you lack the funds or for immediate repairs. 100 loans are also the answer when you run out of money just before your payday, so you’ll have enough cash on hand to get you through the month’s end.

While 100 loans are very handy, be aware that these loans come in high interest than regular loans. This is due to the fact that 100 loans are easy and quick to obtain, and are more lenient when it comes to credit record. 100 loans are often the favorite option of people with bad credit.

why choose 100 loans

Accessing 100 Loans

Short-term loan lenders offer credit that typically ranges from £100 loans to £1,000 loans. The amount you can borrow varies between lenders and it would depend on your circumstances. Most short-term loan lenders offering 100 loans to people who need cash urgently operate online, providing faster and more convenient transaction.

You can hardly find 100 loans in banks and mainstream lenders because these lenders usually cater to those who will borrow large amounts. In general, minimum loan amount offered by banks far exceed £100. Usually when you apply for bank loans, you’ll be asked to borrow twice or four times the amount you need. You’ll easily find 100 loans offered by nonbank institutions, credit unions, and other independent lending firms.

Taking out 100 Loans

Because the rates vary among lenders, it is best that you do a comparison of rates between lenders with the loan amount of £100. Some lenders have ridiculously high interest, and you’ll end up paying a lot more for than you should. Because 100 loans are such small amounts, many lenders offer a cooling-off period, which allows you to repay the entire loan amount without any interest or fees. This usually happens when you only need the funds for a few days.

Although you need the money urgently, take time to shop around for you to get the best deal possible. Compare not only the interest rate, but also other fees and features of the loan. Some lenders charges several other fees, adding to your burden. Others also feature an early repayment plan, where you can pay off your loan before the due date. While some lenders charge an early repayment fee and a certain percentage of the interest, other lenders don’t.

Small as they may be, 100 loans still come with a few basic considerations. It is best that you take note of these key points before you apply. You can expect that the interest rate of 100 loans are much higher than a bank loan or any other regular loan. Repayment is usually through a debit from your bank account, so you need to have an active UK bank account, and some lenders would require your bank account to be in good standing.

Just like any other type of loan, you must meet the lender’s minimum income requirements to be approved. Good news is you can get 100 loans without a credit check. This is the reason why some borrowers prefer 100 loans instead of getting loans from traditional lenders. However, lenders of 100 loans will review other personal details you provide such as your income, employment history, and your address for them to make a sound decision.

Key Points

Being short with cash is not a surprise, as almost everyone has experienced this one way or another. It can be an anxious and stressful time when you need immediate money, but you don’t have much options. 100 loans online can help you in times like these. Start your search for a good lender online.

You don’t have to take out large and long-term personal loans that can have you burdened with cost for months. 100 loans are just the answer when you just need a small amount to tide you over until your next paycheck comes.

100 loans are quick and easy money anyone can have. The eligibility is a pretty generic and less strict. Many lenders offer 100 loans for people with poor or bad credit, as well as others who are borrowing for the first time or have no credit at all.

Important Tips

While credit cards or a personal loan from your bank can be the answer to your overall financial problems, 100 loans are your best solution for a short-term, small emergency expense. However, make sure to pay your monthly dues on the agreed schedule to avoid penalties or late fee charges. This will add to the already-costly loan amount, you might have difficulty repaying your debt and end up in the vicious cycle of loans.

Lenders offering 100 loans with no credit check online may tempt you, but remember to take extra caution when dealing with these lenders. All lenders in the UK are mandated to conduct credit checks. So, lenders advertising no credit checks could be fraud. A lender offering such a loan is either not being entirely honest with you or is not an authorised lender.

However, some lenders offering no credit check loans are still legitimate and responsible lenders. They would actually run checks and other assessments on you, but they may look past your bad credit. Also, these lenders do not run hard credit checks, but rather do a soft pull on your credit. This way, your credit record will not have further damage.

why choose 100 loans

3 most recent personal loan reviews

Review of Money

Absolutely outstanding service. Quick and smooth online application and was called 4 hours after submission to confirm bank details etc and treated me and my guarantor with respect. Money was in my bank at 7pm. Thank you Money loans!

Review posted by Kerri Hancock, Leicester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Bizzy Loans

I do have to say, one of the best loan sites I have come across, they make everything so easy, with not very good credit history I didn't think I had a chance but they accepted me and I can get my life back on track. Thank you again Bizzy loans.

Review posted by Luke Ridgewell, Chesterfield

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Place For People

A really simple, quick and efficient system to use. The interest rate is a bit steep but it reflects the risk of lending to borrowers with poor credit ratings so I will not complain about that. Being able to pay off extra amounts with out penalties and only paying interest on the amount remaining makes it extremely fair to borrowers.

Review posted by Alan Pinder, Truro

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.