Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

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How much?

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days

Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.

Interest p.a: 365%(fixed). Representative APR 1058%

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Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.

Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

The Different Kinds of Loans

There are many different types of loans for many different uses, this means that it can be quite difficult to find the right loan to suit you and your needs. We are able to help you find the right loan for you no matter what it may be.

For more information on the types of loans that we do at Virtu Financing click on our drop down menu here >>

If you are having trouble deciding still then feel free to use the Contact Us page to ask for some professional help on what might be best for you.

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300 Loans

Sometimes, you’ll get stuck in a rut and money just can’t seem to stay long in your pocket. It’s even worse when an emergency expense suddenly comes up, but your paycheck is weeks away and you have no savings to fall back. Fortunately, you can take out small, short-term loans when there’s nowhere else to go.

There are times when you only need a small amount of cash to borrow to cover an urgent cost. It would be impractical to go to a bank for as little as £300. This amount of money is the best remedy for immediate expenses or just enough to get you through the month when you are short on cash.

Small as it may seem, 300 loans are still a huge help. 300 loans are practical since they are small in quantity, thus you can repay them right away. Repayment for 300 loans are usually set in a couple of weeks to one month. Small loans like 300 loans are unsecured loan, so you don’t have to worry about looking for an asset to use as security of the loan.

Small and short-term loans are growing fast in the recent years, as the demand increases. These loans are available online and on mobile phones, providing convenience and quick access to those in desperate need of small and fast cash.

Small loans such as 300 loans also bridge the gap in the market for those who simply cannot get credit through the banks and mainstream lenders because they may have poor or bad credit. However, to compensate the risk and convenience 300 loans offer, they come with super high interest rate.

why choose 300 loans

300 Loans in the UK

Small amounts that you can borrower for over a year is a type of short-term loan. Anything payable beyond three years is typically a large amount and is considered as long-term loan. Repayment period of long-term loans can even stretch out for decades.

However, short-term loans amounting as low as 300 loans are payable only in just two weeks. They’re called payday loans in the UK and they’re quite popular. You pay back these loans in one lump sum or pay it when your next paycheck comes.

Another type of 300 loans that is quite popular in the UK is the doorstep loan. It might be the most convenient type of credit because cash is delivered right to your doorstep and your payments are also collected from your home. Doorstep loans involves an agent who comes to your home and discusses the loan with you. Once your application is complete, you can have the money right then and there.

300 loans in the UK also come in the form of cash loans, quick cash or instant cash. With these loans, you can get the money into your bank account quickly. Transaction is done all conveniently online, so you don’t have to visit the lender’s local branch.

These lenders provide online services 24/7, so you can apply for 300 loans anytime of the day or night. Your application will be reviewed in just a few minutes and feedback is almost instant. If you will be considered for a loan, cash will be sent to your bank account within the day after approval. You don’t have to leave your house or wait in queues because you can apply from the comfort and privacy of your own home or office.

Benefits of 300 Loans

Nobody wants the burden of having a loan that needs to be repaid for many years. Many people prefer small, short-term loans for this reason. Long-term loans have its repayments for most part of your life and this can be very stressful especially when you have limited finances.

Majority of people opt for small, short-term loans such as 300 loans for interim and emergency expenses. Although the loan term depends on the lender, 300 loans usually provide the repayment period that suits your ability to repay and your personal circumstances.

If you have a bad credit, you cannot get a regular loan from banks and other mainstream lenders, but you can definitely qualify for 300 loans. If you qualify for a 300 loan, it is a chance for you to improve and rebuild your credit score by paying the loan on the agreed schedule.

300 loans are quite useful especially when your financial position is weak or when you have no regular job. With 300 loans, you can make repayments in a few weeks. You can easily settle the loan, freeing yourself from debt. You won’t be burdening your finances for so many years as such with long-term loans.

Furthermore, with 300 loans, you are actually paying less interest than on longer duration loans. As ironic as it is that small short-term loans have high interest rate, long-term loans may have a higher total interest. If you look at and compare the total cost, shorter duration loans have lesser cost than long-term loans.

Important Tips

When are faced with a financial emergency, small loans such as 300 loans can truly be your hero. If you want a loan that allows you to pay it back soon, take out 300 loans. These loans are the best solution for emergency expenses and address immediate financial needs, especially when you have no saving or not enough funds on hand at the moment.

While these loans are a huge help, take time to look for other alternatives that would best suit your financial concern. Always compare the rates terms of different lenders, and decide which one works best for you.

Before accepting a loan, be sure to understand all the details and aspect of the loan. While you are in a hurry to get the money you need, do not make rush decisions. Check first all the fees, other charges, and the features of the loan.

Avoid getting into a deeper financial trouble, as it will affect your credit record, and you’ll have difficulty obtaining a loan in the future. Pay your monthly loan repayments on time and don’t miss any.

why choose 300 loans


3 most recent personal loan reviews

Review of Money

Absolutely outstanding service. Quick and smooth online application and was called 4 hours after submission to confirm bank details etc and treated me and my guarantor with respect. Money was in my bank at 7pm. Thank you Money loans!

Review posted by Kerri Hancock, Leicester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Bizzy Loans

I do have to say, one of the best loan sites I have come across, they make everything so easy, with not very good credit history I didn't think I had a chance but they accepted me and I can get my life back on track. Thank you again Bizzy loans.

Review posted by Luke Ridgewell, Chesterfield

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Place For People

A really simple, quick and efficient system to use. The interest rate is a bit steep but it reflects the risk of lending to borrowers with poor credit ratings so I will not complain about that. Being able to pay off extra amounts with out penalties and only paying interest on the amount remaining makes it extremely fair to borrowers.

Review posted by Alan Pinder, Truro

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.