Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Instant Online Payday loans

From the best UK Direct Lenders

How much?

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days

Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.

Interest p.a: 365%(fixed). Representative APR 1058%

Moving Forward Starts Here

A personal loan can help you take control of your finances.

See Why They’re Happy

Our customers rave about Virtuloan. We’re just happy to help.


Number of Applicants
with Bad Credit


Paid Out


Plan Term Periods
Paid Back Early



Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.

Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

Virtuloan is a credit broker and not a lender. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.

The Different Kinds of Loans

There are many different types of loans for many different uses, this means that it can be quite difficult to find the right loan to suit you and your needs. We are able to help you find the right loan for you no matter what it may be.

For more information on the types of loans that we do at Virtu Financing click on our drop down menu here >>

If you are having trouble deciding still then feel free to use the Contact Us page to ask for some professional help on what might be best for you.

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What you see is what you get – no hidden or late fees.

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The Best Ways to Use Your Guaranteed Payday Loans No Credit Check Loan Efficiently

With the boom of guaranteed payday loans no credit check, many people got the opportunity to resolve their financial dilemmas. Others applied for guaranteed payday loans no credit check because they wanted to buy gadgets or some hot items in the market. With guaranteed payday loans no credit check is involved, thus making the application process easier. It couldn’t be easier to get the cash you need today. Once you got your loan, it’s easy to waste it – then you’ll have big problems in repayment.

So, how can you put your payday loan to great use? These strategies can help you get started.

Join a Low-Entry Direct Selling Firm

Direct selling is an interesting and profitable career that’ll help you rake money over time. You just need to work hard to reach the company’s quota and earn decent commissions. With the help of social media, finding customers has also become easier. Before joining any direct selling firm, you need to know their product line-up. Many direct selling companies are offering the same products over and over again, leading to greater market saturation. You should also choose a direct selling firm that offers membership under £1000.

Use Binary Options Reasonably

One of the best side hustles that you can do is to trade in binary options. Many binary options providers will allow you to open up an account for less than £100. Some may require higher fees, but you’ll be able to recoup your investment within few days or weeks. Just keep in mind that binary options are somehow comparable to gambling. You can follow patterns but you’ll still encounter a neat balance of profits and losses.

Invest in Day Trading

Just like binary options, day trading is another excellent choice. In day trading, the entry price is somehow higher and you need to monitor commodities every day. If you like numbers and you want to see your earnings go up before the day ends, day trading is meant for you. Day trading is different from long-term stock trading because you’re after capital gains, not dividends. While the odds of losing are high, every day is always a new chance to score profits for your investment. Who knows? You might gain a killing and have a cash ready for your loan repayment.

Invest in Freelance Gigs

While there are many free platforms for freelancing gigs, you still need to have a pocket money to look for projects. With hundreds of projects to choose from, there’s a big chance that you can recoup your interest rates and other fees. However, the competition in the freelancing arena is tough so you need to develop an attractive profile. Highlight your skills in a creative way so you can gather clients within a short time frame. In the Web, you can find thousands of sources on how you can sell yourself to big platforms like Freelancer, Peopleperhour, and Upwork.

Secure Micro-Investments

Micro-investments are great options if you want to earn residual income or you want to collect financial hedges. What separates micro-investments from big investments? Well, micro-investment is a collective term. It pertains to any stuff that has apparent monetary value such as collectibles and jewelry. Some of the collectibles that you can gather are die-cast action figures. For this, you need a bit of a legwork. Platforms like eBay or Amazon can help you stock up on these collectibles.

Trading cards are also great alternatives, but they have potentially smaller returns. If you want a better game, you can try finding treasury bonds and diversified paper assets. These investments have low entry schemes – perfect for your new guaranteed payday loans no credit check. Before choosing the micro-investment path, make sure that you can cover your loan’s next repayment period. Micro-investments build up income over time, and you won’t get immediate returns.

Allot a Budget for ‘Flipping’

Flipping has been around for quite some time already, but it’s earning a comeback this 2017. To start flipping, you need to hunt for items in your home. These can be regular items like hammer, your old computer, vintage clothes, toys, and many more. You can even find items in rummage sales. Once you’ve found some interesting items, hit up Amazon and check their prices. Very likely, you’ll find a high price tag and a person willing to buy the items you own. Since most people care about getting the items they want or need, you’ll gain profits in no time. Obviously, you should have a startup capital for flipping. Guaranteed payday loans will help solve this problem.

Build an Online Business

If you’re planning for long-term, why not start your own online business? Creating an online business will take only few days, especially if you’ve drafted your vision. The real challenge is management, client hunting, and sustained marketing efforts. Start looking for that wonder product that you can sell. It could be an eBook, audiobook, case studies, crafts, recipes, courses, membership programs, and many more. Once you have your product, search the Web for reliable guaranteed payday loans no credit check lenders.

Do you think these strategies can help you maximize your payday loan? Try any of the mentioned strategies and you don’t have to worry about repaying your substantial loan.

3 most recent personal loan reviews

Review of Money

Absolutely outstanding service. Quick and smooth online application and was called 4 hours after submission to confirm bank details etc and treated me and my guarantor with respect. Money was in my bank at 7pm. Thank you Money loans!

Review posted by Kerri Hancock, Leicester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Bizzy Loans

I do have to say, one of the best loan sites I have come across, they make everything so easy, with not very good credit history I didn't think I had a chance but they accepted me and I can get my life back on track. Thank you again Bizzy loans.

Review posted by Luke Ridgewell, Chesterfield

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Place For People

A really simple, quick and efficient system to use. The interest rate is a bit steep but it reflects the risk of lending to borrowers with poor credit ratings so I will not complain about that. Being able to pay off extra amounts with out penalties and only paying interest on the amount remaining makes it extremely fair to borrowers.

Review posted by Alan Pinder, Truro

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.